Welcome to SimpleCompoundInterestCalculator.com (“the Site”). These Terms and Conditions (“Terms”) govern your access to and use of the Site, including all calculators, tools, articles, services, and content provided by SimpleCompoundInterestCalculator.com (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy and Cookies Policy. If you do not agree with any part of these Terms, you must not use the Site.
1. Educational Purpose Only
All content and calculator outputs are provided for educational and informational purposes. They do not constitute financial, investment, tax, legal, or professional advice. Always seek independent, qualified advice before making financial decisions.
2. License to Use the Site
We grant you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Site for personal, non‑commercial purposes, subject to these Terms.
2.1 Prohibited Uses
You agree not to:
- Reverse‑engineer, decompile, or copy the Site’s code or proprietary algorithms.
- Sell, rent, or sublicense any calculator output or content without our prior written consent.
- Use automated scripts, bots, or scraping tools to access or collect data.
- Upload or transmit malware, viruses, or any harmful code.
- Conduct any activity that could overload, damage, or interfere with Site functionality.
- Use the Site in any manner that violates applicable laws or regulations.
Violation of these restrictions may result in termination of your license and access to the Site.
3. Intellectual Property Rights
All calculators, code, graphics, logos, articles, and other content on the Site are our intellectual property or licensed to us. You may print or download a single copy for personal use, provided you keep intact all copyright and proprietary notices.
4. Affiliate Links & Advertising
The Site participates in affiliate programs, including Amazon Services LLC Associates, as disclosed in our Affiliate Disclaimer and Amazon Affiliate Disclosure Policy. Some links may generate a referral commission at no additional cost to you. Affiliate relationships do not influence our calculator algorithms or editorial independence.
5. Third‑Party Content and Links
The Site may contain links to third‑party websites or resources. We do not endorse and are not responsible for their content, accuracy, or availability. Accessing third‑party sites is at your own risk and subject to their terms and policies.
6. Disclaimer of Warranties
The Site is provided “as is” and “as available” without warranties of any kind—express or implied—including but not limited to accuracy, completeness, fitness for a particular purpose, or non‑infringement. We do not warrant that the Site will be uninterrupted, secure, or free from errors or viruses.
7. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or relating to your use, or inability to use, the Site, even if advised of the possibility of such damages. This includes, without limitation, lost profits, lost savings, or business interruption.
8. Indemnification
You agree to indemnify and hold harmless SimpleCompoundInterestCalculator.com, its owners, employees, and affiliates from any claims, damages, losses, liabilities, or expenses (including legal fees) arising from your use of the Site, violation of these Terms, or infringement of any intellectual‑property or other right of any person or entity.
9. Modifications to the Site and Terms
We may update or discontinue any aspect of the Site at any time without notice. We reserve the right to modify these Terms. Changes take effect when posted here with a revised “Last updated” date. Your continued use of the Site after changes are posted constitutes acceptance of the new Terms.
10. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Severability
If any provision of these Terms is held illegal or unenforceable, the remaining provisions will remain in full force.
12. Entire Agreement
These Terms, together with the Privacy Policy, Cookies Policy, and any additional legal notices on the Site, constitute the entire agreement between you and us regarding the Site and supersede any prior agreements.
13. Contact Us
Questions about these Terms? Contact us via our Contact Us page or visit our Support page.
Thank you for using SimpleCompoundInterestCalculator.com and contributing to our mission of making money maths simple for everyone.
Last updated: 22 July 2025.