Welcome to Simple Compound Interest Calculator (“we,” “our,” or “us”). We are committed to protecting your privacy and ensuring the security of any personal information you provide while using our website at https://simplecompoundinterestcalculator.com/ (the “Website”). This Privacy Policy explains our practices regarding the collection, use, and disclosure of information through our services.
Effective Date:
This Privacy Policy is effective as of May 5, 2025.
Information We Collect
Information You Provide Directly
When using our compound interest calculator, you may input financial information such as:
- Initial investment amount
- Interest rates
- Investment timeframes
- Contribution amounts and frequency
- Investment start dates
- Currency preferences.
This information is used solely for calculation purposes and to provide you with accurate results.
Information Collected Automatically
Usage Data
We collect certain information automatically when you visit our Website, including:
- IP address
- Browser type and version
- Operating system
- Device type
- Pages visited
- Time and date of your visit
- Time spent on pages
- Referring website addresses.
Cookies and Similar Technologies
Our Website uses cookies and similar tracking technologies to enhance your experience. These technologies may collect information about your browsing activities over time and across different websites.
We use the following types of cookies:
- Essential cookies: Necessary for the Website to function properly
- Analytical/performance cookies: Allow us to recognise and count visitors and analyse Website usage
- Functionality cookies: Enable the Website to remember choices you make
- Targeting cookies: Record your visit, pages visited, and links followed.
You can control cookies through your browser settings. However, disabling certain cookies may limit your ability to use some features of our Website.
How We Use Your Information
We use the information we collect for the following purposes:
- To Provide Our Services
- Processing your calculations
- Displaying accurate results
- Personalising your experience
- To Improve Our Website
- Analysing usage patterns
- Troubleshooting technical issues
- Enhancing user experience
- Developing new features
- For Security and Legal Compliance
- Protecting against fraudulent or unauthorised activity
- Complying with legal obligations
- Enforcing our Terms of Use.
Data Storage and Security
We implement reasonable security measures to protect your information from unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
The financial data you enter for calculations is processed in your browser and is not permanently stored on our servers.
Data Sharing and Disclosure
We do not sell your personal information. We may share information in the following circumstances:
- Service Providers
- We may share information with third-party vendors who help us operate our Website, such as analytics providers and hosting services.
- Legal Requirements
- We may disclose information if required by law, regulation, or legal process.
- We may share information to protect the rights, property, or safety of our users, ourselves, or others.
- Business Transfers
- If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Third-Party Services
Our Website may contain links to third-party websites or services that are not owned or controlled by us. This Privacy Policy applies only to our Website. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Analytics Services
We use analytics services, such as Google Analytics, to collect and analyse information about how users engage with our Website. These services may use cookies and similar technologies to gather information about your use of our Website.
Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request access to the personal information we have about you.
- Correction: Request that we correct inaccurate information.
- Deletion: Request that we delete your personal information.
- Restriction: Request that we restrict processing of your information.
- Data Portability: Request a copy of your personal information in a structured, machine-readable format.
- Objection: Object to our processing of your personal information.
To exercise these rights, please contact us using the contact information provided below.
Children’s Privacy
Our Website is not intended for children under the age of 16. We do not knowingly collect personal information from children under 16. If we learn that we have collected personal information from a child under 16, we will take steps to delete such information as quickly as possible.
International Data Transfers
Our services are operated in the United States. If you access our Website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other countries where our servers are located.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date. We encourage you to review this Privacy Policy periodically for any changes.
Cookie Policy
Our detailed Cookie Policy is incorporated into this Privacy Policy. It explains what cookies are, how we use them, and your choices regarding cookies.
What Are Cookies
Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the service or a third-party to recognise you and make your next visit easier and more useful to you.
How We Use Cookies
We use cookies for the following purposes:
- Authentication: To identify you when you visit our Website and as you navigate our Website
- Preferences: To remember information about your preferences
- Analytics: To help us understand how visitors interact with our Website
Your Choices Regarding Cookies
If you prefer not to allow cookies, you can:
- Set your browser to refuse all cookies
- Set your browser to indicate when a cookie is being sent
- Use browser extensions or plugins designed to block cookies
Note that some features of our Website may not function properly without cookies.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
- Email: privacy@simplecompoundinterestcalculator.com
- Contact Form: Available on our Contact page at https://simplecompoundinterestcalculator.com/support/contact-us/
Compliance with Privacy Laws
We are committed to complying with applicable privacy laws, including:
- California Consumer Privacy Act (CCPA)
- General Data Protection Regulation (GDPR)
- Personal Information Protection and Electronic Documents Act (PIPEDA)
California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act (CCPA), including:
- The right to know what personal information is collected
- The right to know whether personal information is sold or disclosed
- The right to opt-out of the sale of personal information
- The right to access personal information
- The right to equal service and price
To exercise your California privacy rights, please contact us using the contact information provided above.
Last Updated: May 5, 2025